At Absa, we believe in women. We celebrate them and their achievements. We are the bank that realises that women have what it takes to be successful entrepreneurs and we walk with you to ensure you make it happen. We work with women in business to help them find a way to get things done. 
Experience tailor-made, value-added features and benefits to grow your business:
  • 1% cashback rewards on current account balances from KES300 000 - paid monthly
  • Foreign currency account in all major currencies with zero maintenance fee
  • Access to the Multicurrency Card to manage foreign payments
  • Absa vertical visa debit card
  • Monthly maintenance fee of KES350 per month
  • No minimum balances
  • Access to cheque book
  • Free access to Absa App, mobile and internet banking with biometric access
  • Connection to Absa pay bill number to support your business
  • Higher ATM withdrawal limit of KES100 000
  • Unsecured loans of up to KES10 million with repayment period of up to 6 years
  • Access to highest unsecured loan limits of up to KES10 million
  • Access to asset finance of up to 72 months
  • Access to our competitive vehicle and asset finance solutions with insurance financing options
  • Access to unsecured LPO financing of KES12 million and invoice discounting of up to KES50 million
  • Absa mortgages and guaranteed technical support on buying your home
  • Access to a 60-day grace period on our loan facilities
  • A self-employed credit card with a limit of up to KES500 000
  • Digital credit card-to-Mpesa transfer capability and up to 50 days' interest-free credit

Get medical insurance focused on holistic wellness and enjoy primary inpatient and outpatient cover

 Wellness, offered by our partners, involves both group sessions and one-on-one phone consultations, as well as lifestyle advice and chronic disease prevention and management

Multiple risk cover:  a robust 12-in-one policy to protect your wealth. This covers all insurable business risks

Comprehensive and competitively priced motor insurance

Bespoke life assurance solutions to enable you, as a woman in business, to protect your legacy

Decriptions of the cover you can get:
  1. Fire and perils: Cover for loss or damage to insured following the occurrence of a fire and related perils( e.g. storm damage, wind damage, tornado, lightning)
  2. Business interruption: Cover for loss or revenue or increased cost of working following the occurrence of an insured loss
  3. Burglary: Loss or damage to insured property following forcible entry or exit
  4. All risks insurance: Loss or damage to portable items of an electronic nature e.g mobile phones, laptops, tablets etc
  5. Electronic equipment: Loss or damage to electronic equipment e.g servers, printers, copiers
  6. Machinery breakdown: Cover for damage to insured machinery whether in operation or at rest from insured risks
  7. Money: Cover for loss of money in transit, in premises during and outside business hours and includes damage to safes/strong room
  8. Fidelity guarantee: Cover for losses incurred by an enterprise due to employee dishonest including third party collusion
  9. Public liability: Cover for third party legal liability following third party property damage or third party bodily injury
  10. WIBA: Cover Compensation in respect of accidental death, bodily injury, disease/illness or disablement and medical expenses incurred in connection therewith, arising out of and in the course of employment in accordance with Work Injury Benefits Act of 2007
  11. Group personal accident: This cover  is a Group Employee Benefit that pays out a capital sum to the next of kin upon death or injury of an employee following an accident
  12. Employer's liability: Cover extends to include legal liability in respect of accidental death, bodily injury, illness/disease to employees as declared arising out of and in the course of employment
  • Mentorship & coaching through free quarterly networking events and workshops
  • Access to SME Enterprise Academy in partnership with USIU
  • Access to online training
  • Access to free quarterly networking events & workshops
  • Business advisory
  • Access to markets (local & international)
  • Access to Lifestyle benefits discounts through our Gold Credit Card
  • Access to pre-negotiated partnership benefits from Partners: KNCCI  and SME Founders Association membership

Tariff guide

  1. Maintenance fee: KES350
  2. Internet banking Free: Nil
  3. Debit card fee: 460
  4. Pesalink fee: KES150
  5. Chequebook of 60 pages: KES888/KES14.80 per page
  6. Counter withdrawal: KES400
  7. RTGS: KES500
  8. Telegraphic transfer:
    Branch: USD25-65 
    Digital: USD15
    NovoFX: Free
  9. Counter cash deposit: KES50
  10. ATM cash deposit: Free
  • More about Absa Bank Kenya PLC and ITC (International Trade Center) partnership

    Absa Bank Kenya PLC and International Trade Center (ITC) have had a partnership since 2016 to advance their shared goal of increasing the international competitiveness of women-led businesses and women entrepreneurs from Kenya. The partnership also supports these women to connect and export to new markets through the ITC Women and Trade Programme.

    Absa Bank Kenya has been the She Trades Hub in Kenya since last year. The SheTrades Kenya Hub aims to advance the economic and financial inclusion of women entrepreneurs. The Hub is committed to accelerate growth opportunities for Kenyan women entrepreneurs by improving their competitiveness, providing tailored financial instruments and strengthening their support ecosystem. The Hub is aligned with the Absa Bank’s Women in Business Proposition.

    View ITC SheTrades website

Are you interested in applying for an Absa SHE Account? 

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  • What limited companies need to apply

    • Certificate of incorporation or certificate of compliance if not locally incorporated
    • Memorandum and articles of association/CR8, CR12
    • Company PIN certificate
    • National identification card (for Kenyan citizens)/Passport (for foreigners) for all directors (plus ultimate beneficiary owners if company is owned by other companies) and signatories/known agents
    • 1 passport size photo each for all the signatories and directors/known agents
    • Board resolution specifying the signing powers on the company letter head sealed with the company seal
    • Signed Absa account opening pack (sealed)
    • Residential address confirmation (name estate, road and house number) for all directors and signatories (use the attached format)
    • Company physical address confirmation (can be found in the new PIN certificates)
    • Annual returns (for companies registered over one year ago)
    • Revenue stamp – KES100
  • What sole proprietors need to apply

    • Certificate of registration
    • National identification card for Kenyan citizens, or a passport for non-Kenyans citizens
    • 1 passport size photo
    • KRA PIN
    • Signed Absa account opening pack (sealed)
    • Residential address confirmation (name estate, road and house number) for all directors and signatories (use the attached format)
    • Company physical address confirmation
    • Personal return
    • Revenue stamp – KES100
Need more help?

Call us on:
+254 (20) 3900000 (Landline)
+254 (722) 130120 (Mobile)
+254 (732) 130120 (Mobile)

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