Kick-start your financial planning for big life events or simply be prepared for sudden expenses with a personal loan that offers competitive interest rates and fees, plus gives you access to affordable credit life insurance. 

Use our loan calculator to estimate what your loan repayment would be. 

Use loan calculator

How it works 

Borrow up to KES6,000,000 with flexible repayment options of up to 96 months, without providing collateral as security. Your income determines the maximum amount you qualify for, and the monthly repayment is deducted via a debit order from your Absa account.

If the company you work for has an MNO agreement with Absa, you can apply for a scheme loan. This means that repayments are deducted directly from your salary.  This is available to self-employed, employed or contract workers.

It only takes a few minutes to apply online. Make sure you have all your documents ready. 

Get a personal loan 

Get a personal (scheme) loan

  • Documents required

    • A copy of your national ID (only if you are not an existing Absa customer) 
    • 3 months' bank statements (only if you are not an existing Absa customer) 
    • A copy of your most recent payslip 
    • A copy of your signature on any white background
    • If you are buying out a loan from another institution, provide a loan statement
    • Credit Life Insurance document. You can download this once you start your application
    • Credit Life Insurance declaration. You can download this once you start your application
    • Employer verification checklist. This is based on your insurance product, you  can download this once you start your application

Find out what your monthly repayment will be

Enter a loan amount between between KES20,000 and KES6,000,000 to get started

Need more help?

Call us on:
+254 (20) 3900000 (Landline)
+254 (722) 130120 (Mobile)
+254 (732) 130120 (Mobile)

Chat to Abby on WhatsApp:
+254 710 130000

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