Apply for a loan or switch your loan to us. You can buy, build, or renovate your home, plus get access to equity release. Fully Shari’ah-compliant mortgages are available. We guarantee to inform you of your loan approval within 48 hours of submitting all required documentation.

Scroll to discover the loan options available to you, or use the home loan calculator to determine how much you can afford and what your repayment will be. 

Calculate your loan Find your new home

Calculate your affordability and monthly repayment

Approximate percentage of mortgage amount

  1. Transfer stamp duty: 4% of home value/2% for rural areas
  2. Stamp duty on charge: 0.10%
  3. Negotiation fees: 1%-2%
  4. Legal fees: 1.20%
  5. Fire insurance: 0.13%
  6. Home loan protection cover: 0.30%
  7. Valuation fees: 0.25% of value of property
Find your dream home

Explore a variety of websites for more information that will help you find your dream home or property

  • Kenya Mortgage Refinance Company

    The Kenya Mortgage Refinance Company (KMRC) is a non-deposit taking financial institution established in 2018 under the Companies Act 2015. Its mandate is to provide long-term funds to primary mortgage lenders for purposes of increasing availability of affordable home loans to Kenyans. KMRC is providing concessional, fixed, long-term finance to the primary lenders who include banks and Saccos so that they can transfer the same benefits to ‘wananchi’, making home loans more accessible to especially the moderate to low-income earners in the country.

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    Lyndsay Enterprise Limited
  • Villa Care Limited

    Villa Care Ltd is a real estate services firm focused on delivering high quality and customized services to individuals, the private sector and government clients in Kenya. The firm, duly incorporated under the companies Act Cap 486 in 1994, began operations with a team of only four members of staff but has now grown to over two hundred and the initial five clients have multiplied many times over.

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    Villa Care
  • Karibu Homes

    Karibu Homes

    Your home is a special place. It is where you share your life with your family, where you can provide your children with the childhood they deserve, where you invite your friends to enjoy themselves, where you rest your head in the company of those you love at the end of a long day. What we call home is central to our lives and it should be a source of pride that confers dignity and respect.

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    Karibu Homes
  • Sunland

    Sunland Real Estates Limited (Sunland) is a vibrant professional real estate firm committed to providing superior services to our clients. Drawing on our people’s in-depth experience, Sunland provides consistent and client focused services. We offer a most comprehensive portfolio of service.

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    Sunland
  • Lyndsay Enterprise Limited

    Residences can be classified by, if, and how they are connected to neighbouring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residents might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns.

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    Lyndsay Enterprise Limited
  • Realty Plus Limited

    Realty Plus Limited based in Nairobi, Kenya, was founded in 2011 with the goal of providing professional property agency and advisory services.Whether you are looking for a property manager or seeking to buy, sell or lease property, Realty Plus Limited will meet your needs.We have a growing portfolio of managed property and a healthy database of happy property vendors, purchasers, tenants, landlords and delivery partners.
     

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    Realty Plus Limited
  • HassConsult Limited

    HassConsult Limited was formed in 1992 with a vision to establish a comprehensive Real Estate firm that reinvented the market patterns by introducing transparency, integrity and professionalism in a market calling for more global standards.HassConsult with its wealth of experience continuously reaps new benefits from opportunities presented by changing market dynamics as well as evolving business and property cycles. 

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    HassConsult Limited
  • Mi Vida

    Mi Vida is an institutional homebuilder formed through a Kshs 12bn joint venture between Actis, a leading investor in growth markets across Africa, Asia and Latin America and Shapoorji Pallonji Real Estate, the real estate arm of one of India’s largest construction conglomerates, with a group presence in over 70 countries and with projects today across fifteen countries in Africa. The joint venture will help solve today’s issues around quality, affordability and delivery within the middle-income housing sector. 

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    Mi Vida
  • Vaal Real Estate

    VAAL is one of Kenya's leading construction and real estate service providers offering wider reach and rigorous quality standards to our clients for over 15 years. Our staff has international experience handling projects across Turkey, Egypt, Ghana and Kenya, bringing international best practice to build on local expertise.

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    Lyndsay Enterprise Limited
  • Tilisi Views

    Tilisi Views is Tilisi’s very own residential estate. They are building a total of 186, 3 & 4 bedroom homes on approximately 41 acres overlooking the wonders of Tigoni. It is a 400 acre master planned and mixed use development with various zones ranging from residential, education, medical, recreational, commercial and light industrial.

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    Realty Plus Limited
  • Edenville

    Edenville is a plush, gated community development, situated in the midst of coffee plantations off Kiambu Road and offers a beautiful, leafy outlook for its residents. After the success of the first phase which consisted of 345 villas, the second phase, comprising of 404 maisonettes was launched and has  now been completed.

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    Realty Plus Limited
  • Kings Serenity

    Kings Serenity are magnificent 2-bedroomed apartments located in Ongata Rongai, developed by Kings Developers Ltd. The apartments are designed with our clients in mind, offering the best at clearly affordable prices. Boasting the best living standards, Kings serenity offers: spacious, well lit interiors with high-end finishes, communal spaces, solar lit common areas, cabro paved walkways and jogging tracks. Join us to your home of serenity.

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    Realty Plus Limited
  • Ark by Chevis Company Ltd

    Ark by Chevis Company Ltd

    Ark Real Estate is built on an understanding of the market, an appreciation for the needs of landlords and tenants and an ability to adapt to future requirements of both existing and prospective landlords and tenants. We are known by our clients as responsive and provide premier solutions to meet tenancy requirements.

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    Ark by Chevis Company Ltd
  • Unity Homes

    Unity Homes is a leading property developer of residential communities in Kenya. The company’s mission is to mass produce investment-grade affordable housing, with a focus on community to enhance lives and secure futures.

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    Realty Plus Limited
  • Tangelo Residency

    Tangelo Residency is a gated community development consisting of 2BR, 3BR and 3BR + DSQ apartments. The design for each of these units is well thought out to allow for functional, homely spaces. The fittings are carefully sourced to ensure a high-quality product. The exterior plan is functional, with sufficient driveways, walkways, parking spaces, social and recreational facilities, commercial spaces, and open green areas with added value that includes pergolas and gazebos etc. to cater for a wholesome lifestyle.

    The project is a master-planned and controlled project, which ensures a well-maintained and stable development plan even in the long term. This guarantees a secure and sustainable investment, as well as a serene and ambient environment for the modern family.

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    Realty Plus Limited
Need more help?

Call us on:
+254 (20) 3900000 (Landline)
+254 (722) 130120 (Mobile)
+254 (732) 130120 (Mobile)

Chat to Abby on WhatsApp:
+254 710 130000

Email us:
absa.kenya@absa.africa