Agri Business

Let's talk growth at every stage, enabled by your Absa AgriBusiness Account

Manage payments, collections, and trade activity with multi-site operations support

Make use of real-time account information, payment status tracking, verified biller payments, and automatic notifications

Access and manage both local currency and foreign currency accounts for your business savings and transactional needs

Stay supported with a dedicated Relationship Manager and specialist advisors on corporate deals, investments, and business growth

Use the Absa App, Internet Banking, ATMs, Digital Wallets, or physical branches for all your transactional needs

Join the Business Club for training, industry networking, and enterprise support across value chains, and ecosystems.

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Available to all players in the agricultural value chain, whether export based or with domestic demand.

Explore more agribusiness solutions

Power your agri-operations and growth opportunities through lending and working capital designed for your agribusiness reality. Maintain cash‑flow stability, meet key obligations, and fund your growth - with terms aligned to your operational cycle.

Finance for agriculture and infrastructure

Acquire, develop or modernise agricultural assets from farmland and packhouses to storage and logistics infrastructure.
Access tailored financing options, invesment and development funding mortgage-backed loans and lease discounting - structured over medium to long-term horizons to safeguard liquidity and cash flow.

Asset finance for your agri-operations

Invest in the equipment that powers your operation, from vehicles and tractors to irrigation systems, cold-chain facilities, processing lines and packhouse machinery.
Finance new or used assets with terms structured around your seasonal income.

Specialised green financing

Access specialised green financing for renewable energy and sustainability initiatives.
Strengthen operational efficiency, reduce long‑term costs, and support your environmental commitments while growing your business responsibly.

Working capital and operational finance

Enhance cash-flow resilience and avoid operational disruption. Our bespoke working capital and operational finance solutions, from bridging input costs and unlocking cash from invoices to funding confirmed orders and accessing revolving trade facilities, help you manage risk, navigate seasonal cycles, and seize opportunities as they arise.

Finance that moves with your seasons so that you can save when income is high and invest when opportunities arise. Stay liquid, manage volatility, and grow your agribusiness with confidence.

Business Savings Account

Grow your reserves while keeping funds accessible for everyday needs. Earn interest as your balance grows, with the flexibility to manage seasonal cash flow and short‑term liquidity.

Fixed Term Deposits

Lock in competitive, guaranteed returns over your chosen investment period. Your capital stays protected throughout, and you can reinvest at maturity into land, equipment, or business expansion.

Flexible savings and investment options

Choose savings terms that match your production cycle and put your funds to work when you need them. Use your savings as collateral for production loans while keeping your cash accessible for planned expenses.

Liquidity and Cash Management Tools

Make surplus cash work harder while staying in control of your finances. Automated account sweeping and treasury guidance help optimise cash positions and improve visibility across your operation.

Control spend, manage cash flow, and keep your farm operations running smoothly. Our business credit cards are built for farmers, cooperatives, suppliers, and agri-processing businesses, giving flexible expense management and full visibility.

Absa Business Credit Card, built for agribusiness

Stabilise seasonal cash flow with interest-free periods
Track spend in real time across farms, teams, and business units
Spend globally with worldwide Visa acceptance
Manage expenses easily using flexible controls for daily operations, travel, and supplier payments
Business travel perks including complimentary domestic airport lounge access
Travel with confidencewith insurance for local and international trips

Cards to manage every aspect of your agribusiness

From large commercial farms to agri-processing operations, our card ecosystem centralises spend and simplifies financial management.

Corporate cards for leadership and management teams
Travel cards for local and international mobility
Virtual cards for secure, controlled procurement and online supplier payments

Built‑in protections and controls

Advanced spend limits tailored to branches, divisions, or production units
Automated risk monitoring and fraud control
A dedicated corporate card help desk for ongoing support

Clear financial visibility for smarter agribusiness decisions

See all your spend with consolidated transaction reporting across business units
Simplify reconciliation with easy expense matching
Integrate seamlessly with accounting, ERP, or farm management systems

Move, track, and use cash across tills, depots, mobile, and online. With faster deposits, fewer errors, and real-time visibility, your surplus cash works harder - helping you streamline cash flow, reconcile accurately, and manage payments more efficiently.

Streamline cash flow across tills, depots, mobile teams, and online operations

Faster deposits with fewer errors
Real-time visibility across your cash ecosystem
Centralised transactions for smarter cash-flow decisions

Seamlessly manage global transactions with efficiency and security

International payments and multi-currency support
Foreign exchange services
Cross-border trade finance solutions

Secure, real-time payment acceptance anytime, anywhere

Simplify reconciliation and enhance compliance
POS systems like Mobitap and SoftPOS for Android
Virtual and hosted e‑commerce
Local and international payments via POS and online
Contactless, EFT, and mobile payments

Use cash collection to protect electronic, cash or online payments

Debits, EFTs and Remote Cheque Capture
Cash deposit machines, OTC deposits & mobile collections
Card payments, Pay‑By‑Link and Mobile Money

Reconciliation and liquidity management

Turn collected funds into working capital with automated tools.
Stay in control with real‑time balances and intelligent liquidity solutions that help your surplus cash earn more.

Automated reconciliation and reporting
Liquidity management via call and fixed deposits
Sweeping and pooling to maximise interest returns

Treasury and collections monitoring

Monitor your entire cash and treasury environment from one secure platform. Absa Access and host‑to‑host solutions give you complete visibility and control so you can make quick, informed decisions.

Real‑time tracking of deposits, collections & payments
SMS and email notifications
Secure, insured support for digital and cash collections

Enhance your payments with services that boost efficiency, control, and flexibility

Merchant portal for self-service
Next-day settlement
Multicurrency-enabled terminals
Pre-authorisation and completion processes
FX/Dynamic Currency Conversion (DCC) – customers pay in their home currency, merchants receive full local currency value, earn up to 1% rebate
Cross-currency payments with Host-to-Host support
Future-dated transactions up to 90 days
Automated currency conversion between accounts

Farming comes with risks that can disrupt operations at any time. Absa’s AgriBusiness Insurance solutions give your farm the protection it needs against weather, livestock health, or machinery breakdowns, so that you can focus on productivity and long-term growth.

Protect your farm and grow with confidence

Protect your crop harvest against loss or damage caused by unforeseen events.
Coverage for your livestock against illness, injury, or death, helping you safeguard the value of your herd.
Insurance for tractors, irrigation systems, transport vehicles, and other essential machinery, vehciles, and equipment.
Cover for packhouses, storage facilities, and other operational infrastructure.
Hedging solutions to manage price volatility and market risk
Loan protection to ensure your financial commitments remain secure during unexpected events

Empower your people and your agribusiness

Open your Absa AgriBusiness Account and unlock payroll-linked accounts for employees with retrenchment cover, preferential lending, and literacy programmes.

Plus you can access local and global custody, collateral and asset services with full regulatory compliance to manage your business finances securely and efficiently.