Easy banking with Timiza
You can get an instant loan, send money, pay your bills or purchase airtime and get insurance when you do your banking on your phone with Timiza. But that’s not all - you can also save and earn returns with our Zidisha savings account.
What you need to know
Anywhere, anytime you can:
- Higher loan limits
- Lowest facility fees at 5% compared to the market
- Differentiated and lower pricing for good repeat borrowing customers
- Incentives for early repayment, good transacting behaviour and loyalty
- Save with Zidisha savings account
- Get instant loans on your phone
- Deposit funds into Timiza
- Pay KPLC/ZUKU/DSTV/GOTV bills
- Purchase insurance
- Buy airtime
- Get insurance (personal accident and last expense)
- Request for a cab (Mobile app only)
Enjoy a high return and great rewards by saving with Zidisha.
- Earn up to 5% return per year on a balance from KES100.
- The more you save, the higher your chances of growing your loan limit.
- Interest earned on balances from KES100.
- If you make no more than 3 withdrawals per quarter, you can earn a bonus of up to 4%
- Do free transfers to and from your Timiza account.
- No minimum balance required.
Want to know more? Have a look at our FAQs or our terms and conditions
- Timiza FAQs
- Timiza terms and conditions
- Zidisha FAQs and Terms & conditions