• Get up to 80% of the value of your property in cash.
  • Repayment period is 15 years.
  • Value of property needs to be more than KES2m (Nairobi) and KES1.5m (up country).
  • Security: charge over property.
  • Valuation fees: 0.25% of property value.
Costs Percentage of mortgage amount (aproximate)
Transfer stamp duty 4% of home value / 2% for upcountry
Stamp duty on charge 0.1%
Negotiation fees 1% to 2%
Legal fees 1.2%
Fire insurance 0.125%
Home loan protection cover 0.3%
Valuation fees 0.25% of value of property

Insurance and protection costs are annual.

0.25%
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