Apply for a home mortgage

Salaried customers

1. Payslips – latest 3 month’s payslips (6 months if allowances are paid)
2. Letter from employer confirming terms of employment, anticipated retirement age, basic salary and allowances indicate the fixed and variable ones, date of employment/length of service and position held at company.
3. Pin certificate
4. Identification- national ID or passport
5. 12 months' statements for non-customers
6. Marriage certificate for joint applicants
   

Professionals

1. Regular income, i.e consultancy fees, rental income
2. Latest 3 years' audited accounts
3. 12 months' bank statements
4. Professional licence and registration certificate by the relevant professional boar

Business customers

1. Certificate of registration/incorporation, memorandum and articles of association, and trading license.
2. Audited accounts for the last 3 years (operated business for at least 4 years)
3. Account holder of Absa
4. Annual tax return.
5. Age 18 to 55 years
6. Equity contribution of 20%